Are Your Golf Clubs Insured?

Theft of golf clubs is a common occurrence, unfortunately. 

You may be thinking you have coverage for stolen property under your homeowner’s policy, which you are most likely correct. The only problem is your policy deductible will need to be paid prior to the insurance kicking in. Say your limit on your policy is $2,500, your clubs cost $1,300, and your deductible is $1,000. You would pay $1,000 for your deductible, then the insurance company would pay only the remaining $300. Scheduling your valuable items like golf clubs provides additional coverage with minimal or no deductible.

TIP:  Make sure to get all valuable equipment scheduled onto your policy and provide receipts to your insurance agent. Always bring your equipment in from your car at night, and never leave them unattended while on the course.

Interested in learning more about Vero Insurance and other ways we can help? Please email us at hello@veroinsure.com or call 773-945-9000.

Vero Insurance is a niche broker with a focus on providing insurance placement and risk management services to high-income families. Here at Vero, we love to provide you with exciting and fun articles to learn more about insurance and how it impacts your life. Visit our other blogs to find more information.

While Vero does offer a wide variety of personal insurance coverages, our main coverages include personal umbrella insurance, auto insurance, and homeowner’s insurance. To find the best coverages for you and your family, use the contact form below so you can be at ease knowing you’re covered. If you’re looking for commercial insurance, please visit Worthy Insurance.